Home Insurance Loopholes Can Leave You Howling on Halloween

Note: Not all insurance policies are created equal! The following guidelines are standard, but there are exceptions. It's important to get to know your insurance policy before you have to file a claim.

Here are three possible Halloween problems, and the skinny on what is and isn't covered by a typical policy.

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Water rationing hits California: limit of 50 gallons per person per day or face fines of $500

Keep in mind that these are only "stage one" emergency regulations. Stages two and three have yet to be invoked and will only become more severe.

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The Smart Way to Make an Offer on a Home

Following these steps for making an offer will ensure you are making an informed decision and place yourself in a great negotiating position.

Once you are in your new home, you should have the peace of mind that you did your due diligence.

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7 Secrets to Having a Life We Love

I used to believe that one day there would be this point in life where you know you found yourself, but actually, as I had to find out, it is a process and never stops.

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What Do Organic, Natural, Cage-free and Grass-Fed Food Labels Really Mean?

What do all of these health claims really mean?

Is there even a difference between them?

The answer is yes, but you may be surprised to find out what they actually mean.

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Best Advice I Ever Got: Focus on People, Not Problems

No matter what you do in life, a third of the people you come in contact with will love you, a third will dislike you, and the rest will be indifferent.

Remember: The world is not a meritocracy. Stop whining about the bumps, and keep charging down the road.

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18 Ways You’re Making Your Life Harder Than It Has To Be

The only difference is we’re older, and the older we get, the harder we make things for ourselves. We liked people who smiled.  We avoided people who frowned.

“Life is not complex.  We are complex.  Life is simple, and the simple thing is the right thing.”―Oscar Wilde

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Easy savings for first-time home-buyers starting this October

If you're ready to buy a home, find out how you could save money on your mortgage through a new government program.

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40 Inspiring Motivational Quotes About Gratitude

Sometimes, a totally different perspective can be found in a few simple words of wisdom.

"In life, one has a choice to take one of two paths: to wait for some special day--or to celebrate each special day." Rasheed Ogunlaru

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11 Questions To Ask Before Buying A Home

Whether you’re buying your first home or you’re a seasoned owner, answer these questions for the knowledge and confidence to find home sweet home.

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