Natural Flu Remedies: 7 Powerful Herbs to Help Get You Through Flu Season

Here are 7 powerful and inexpensive natural flu remedies to start building up your defenses to avoid repeated illness during these colder months.

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9 Natural Ways To Keep Spiders Out Of Your Home

Let’s be completely honest. Nobody REALLY likes spiders.

Even if they are completely harmless little things, nobody really wants spiders hanging around inside their house. But, how do you repel them naturally without hurting them, and without exposing your family to any potentially harmful chemicals?

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Owning a Home Is Cheaper Than Renting

In most places in the U.S., owning a home has gotten even cheaper than renting one.

Lower mortgage rates and higher rent prices make owning cheaper than renting over a 7-year period.

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Why Does Negative Info Stay on Credit Reports for 7 Years?

Under the Fair Credit Reporting Act, most negative information can be reported on credit reports for seven years.

Why seven? Why not five, or 10 or some other amount of time?

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Mortgage Rates Continue Downward Slide

Average U.S. mortgage rates fell for the third straight week, making it more affordable to borrow to buy a home.

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This Mortgage Cost Is No Longer Necessary

Then the IRS changed the rules, and disallowed the mortgage insurance premium deduction for taxable years after Dec. 31, 2013.

If you can’t avoid mortgage insurance, depending on your financial situation, ask your lender what other adjustments can be made to reduce your mortgage costs.

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Twelve Things Happy People Do Differently

“I’d always believed that a life of quality, enjoyment, and wisdom were my human birthright and would be automatically bestowed upon me as time passed.  I never suspected that I would have to learn how to live – that there were specific disciplines and ways of seeing the world I had to master before I could awaken to a simple, happy, uncomplicated life.” -Dan Millman

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